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First Time Homebuyers: Evergreen, Conifer and Bailey Colorado home buying, real estate listings, and homes for sale in Jefferson County, CO

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Evergreen, Conifer and Bailey real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What is arguably the world's strangest (and most dysfunctional) kitchen?
A	In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California.
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Mountain Real Estate Group, REALTORŽ, real estate agents and broker for Evergreen, Conifer and Bailey Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

Mountain Real Estate Group Inc.
Help-U-Sell Mountain Homes
30810 Stagecoach Blvd., Suite 103
Evergreen, CO 80439
Direct: 303-882-8450
Office: 303-674-8801
Fax: 303-339-1593
E-mail: mountainrealestategroup@msn.com
The Mountain Real Estate Group at Help-U-Sell Mountain Homes has one primary goal--to succeed in delivering premier customer service to clients buying and selling real estate in the mountain area near Denver. We strongly believe that this level of customer satisfaction is achieved through consistent, timely and accurate communication during and even after your real estate transaction. This philosophy is evidenced by the fact that in more than 13 years serving real estate clients, a large percentage of our business is generated from past clientsclients who have been pleased with their experience working with us and have chosen to work with us again or have referred us to friends or family. Take a look at our testimonials page and see first-hand what folks have said about their experience working with us. We look forward to adding you to our growing family of satisfied clients.

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